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首期保险费、追加保险费，在扣除1%初始费后进入保单账户累计生息
合同生效后，可申请部分领取保单账户价值。收取费率为第1保单年度3%，第2保单年度2%，第3至第5保单年度1%，第6保单年度及以后0%
犹豫期后，退还扣除退保费用后的保单账户价值。收取费率为第1保单年度3%，第2保单年度2%，第3至第5保单年度1%，第6保单年度及以后0%
犹豫期15日内，未发生养老年金领取或未发生部分领取，无息退还已交保险费
保单账户价值作为保费转换至指定的其他保险产品，不收取转入和转出费用
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首期保险费将从您投保时的授权扣款账号扣除。承保后您可以主动追加保险费（经我公司审核同意后），也可以选择定期追加保险费。我们将按您指定的扣款日期（每年/每月/每周）及金额，从您投保时授权的扣款银行账户扣除。请在扣除日确保您的银行账户处于有效状态且账户余额充足。
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平安养老险电话服务热线95511-6（周一至周日）8:00-22:00
平安口袋银行
每日首次打开APP奖励50金币
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